It’s not even Thanksgiving yet, but the tax year is rapidly drawing to a close. In less than two months we’ll starting 2010 so if you’re planning on making some year-end tax moves, now is the time. Unfortunately, most people wait until their W-2s and 1099s start coming in before seriously thinking about taxes, but by then you’re left with very few options to correct the current tax year mistakes. By planning ahead you can get a jump on some things that could significantly improve your tax situation in just a few short months.
First-Time Homebuyer Tax Credit
This probably goes without saying, but if you bought a new home this year you’ll want to take a look at this generous tax credit. Originall
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I’ve begun getting comments from visitors who are being asked to do a $5000 balance transfer with Citibank in order to receive an interest rate lower than the 29.99% offer currently being pushed on consumers. At this point, only two reports have come in to Smart Balance Transfers, so we don’t have a ton of information of this deal. We are also unsure of the complete terms of the deal and whether or not this is something customer service reps are offering or part of a letter being sent to customers. Here’s a comment we recently received:
“Citibank credit card users across the country rec’d RATE HIKE notices this week – 21.99% !!!!! Seems the only w
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There is always a lot of information available about getting out of debt. Topics like debt consolidation to debt negotiation are important and they can help people get out of debt, but what about people that have taken action and pulled themselves out of debt? Building debt problems is often a signal of a lifestyle problem and even after people fight to get out from under their debt, many slip back into old habits and find themselves in the same predicament again.
So instead of covering getting out of debt, these tips will help you to stay out of debt.
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You have to plan ahead to stay ahead. Many sliver price predictions are quite daring. Many insiders forecast silver prices literally going through the roof, soaring in relative terms in the end of 2010 and beginning of 2011, just as they did in the 1970s. Of course, you have heard such prediction before, but the facts and fundamentals remain solidly in place for silver as it remains very undervalued on an historical basis, and is undervalued even against gold. Meanwhile gold has been getting plenty of attention from retail investors, thanks to a concerted push by everyone on TV, Talk Radio and Internet. Even Yahoo! Finance now shows gold prices under Market Summary on its front page.
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When it comes to making extra cash, the internet has a lot to offer its users. Online auction sites provide members with a place to peddle goods and services and social media networks like Twitter and Facebook make it possible to self-promote with ease. Those individuals with a knack for the written word can find legitimate, paid work-at-home opportunities online. In fact, those writers wanting to gain exposure and line their pockets with cold hard cash may find the following five websites useful:
- Demand Studios. Write instructional articles on a variety of topics including: Animals, Arts and Entertainment, Computers, Health and Fitness, Home and Gardening, Sports and Recreation, and Travel. Paychecks are disbursed twice weekly to your PayPal account and top paying articles are worth $15 a piece. You can also select revenue share articles which earn significantly more over the course of a year and pay out once monthly.
- Textbroker. Anyone can write for Textbroker. Search through their database of available topics and choose the one that best fits your interests and knowledge level. Write the article, submit it, and elect a payout once your account has reached $10. Payments occur bi-weekly and are sent to the PayPal account address registered on the site.
- Quality Gal. Article topics are specific and require knowledge of hypertex, or linking back to educational and governmental websites. Due to the amount of work involved, Quality Gal pays up to $12 for each article that is approved. Once weekly, writers submit an invoice and QG submits payment via PayPal.
- Content Current. Topics usually involve knowledge of Search Engine Optimization and require a specific word count. Significantly lower in payment than other websites, Content Current offers writers routine work and the chance to participate in Forum Boosting. Payments are received weekly through the writer’s PayPal account.
- EDUBook. Unlike other websites, article topics are pre-assigned. Each member receives four to five articles at a time. Once that batch is completed, he or she can request additional assignments. Pay is $5 an article or $25 a batch and compensation is received electronically through PayPal once a week.
Aspiring writers needn’t go broke pursuing their literary dreams. While companies li
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