(Note: This Guest Blog is by Corey Harris, an attorney with Merlin Law Group in the Tampa, Florida, office. This is part of a series he is writing on post-loss duties).
One of the most daunting tasks in submitting an insurance claim is the production of documents. Most insurance policies have language similar to the following:
The insured, as often as may be reasonably required, shall produce for examination all writing, books of account, bills, invoices and other vouchers or certified copies thereof if originals be lost, at such reasonable time and place as may be designated by the company or its representatives, and shall permit extracts and copies thereof to be made.
Insurers typically request these inspections, and in some cases, spend countless hours sifting through all sorts of documents.
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WASHINGTON – The Department of Health and Human Services and the Centers for Medicare & Medicaid Services have announced $10 million in grants to 41 health programs operated by the Indian Health Service, tribes and tribal organizations, and urban Indian organizations.
The funding will help improve outreach and enrollment of uninsured American Indian and Alaska Native (AI/AN) children who are eligible for their state’s Medicaid and the Children’s Health Insurance Programs (CHIP).
“There are thousands of uninsured American Indian and Alaska Native children across the country who are eligible for health coverage under Medicaid or CHIP, but not enrolled,” said HHS Secretary Kathleen Sebelius. “The gran
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And fail they did. The securities cost investors close to US$1 billion while helping Goldman client Paulson & Co., a hedge fund, capitalize on the housing bust. The Goldman executive accused of shepherding the deal allegedly boasted about the “exotic trades” he created “without necessarily understanding all of the implications of those monstrosities!!!”
The civil charges filed by the Securities and Exchange Commission are the government’s most significant legal action related to the mortgage meltdown that ignited the financial crisis and helped plunge the country into recession.
The news sent Goldman Sachs shares and the stock market reeling as the SEC said other financial deals related to the meltdown continue to be investigated.
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We all know we need to save money. It’s quite a focus for many people, however most of us have trouble following through with it. From a young age we’re told we need to save for something, which makes the idea of creating an emergency fund (that’s not to be spent unless under dire circumstances) even more difficult. So does saving money really make that big of a difference? After all, we live in a time where loans (whether it be for home, car, or education) have become the norm.
Well, contrary to the convenient practice of living without a savings, and borrowing when emergencies arise, here are three reasons for why we not only need to save money, but also save for specific costs.
1. Your hous
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