Wanted to wish everyone who celebrates Christmas a Merry Christmas (hope that’s PC). All seems quite on the credit card front, so hopefully that means credit card companies aren’t sending out lumps of coal in the mail. With the new credit card laws set to take effect in late February, hopefully rate increase letters and opt out notices will be a 2009 fad.
Just as the old saying goes, there is no free lunch in this world. But there are freebies attached to credit cards – including perks like no annual fee or yearly membership. These so-called free credit card deals may not be completely free of charges – such as interest you still have to pay on any balances you carry forward from month to month – but when it comes to owning a credit card one with no annual fee is as close to a free credit card as it gets. Pair that free yearly membership with a competitive interest rate – or a low or zero introductory rate deal – and you have a formula for a really attractive credit card.
Keep in mind that some cards that do charge an annual fee may have other benefits that can help to justify the cost of your yearly membership. Many rewa Read more…
Question: I have been told that even when one files for bankruptcy, up to 20% of my wages could be garnisheed (by the bankruptcy trustee?) during the 21-month period before discharge.
Investing in invoice automation can save your business a significant amount of money. Working out where you could make these savings will help you persuade the managers who hold the purse strings that they will see results on the bottom line.
The main areas that invoice automation could save you money are:
– Staff costs
– Speedier payments
– More accurate payments
– Reduced storage costs
– Reduced operations costs
Ten ways to save money
1. Reduced cost of invoice processing – Research from the Institute of Management and Administration (IOMA) suggests that it costs companies with a low level of invoice automation 7 to process each invoice payment. Read more…
From the Editor: I am very pleased to share with you this guest post from Mr Credit Card of www.askmrcreditcard.com. Mr. Credit Card has a great, informative and extremely comprehensive website that covers a broad range of credit card topics-be sure to check it out. Today, Mr Credit Card is going to give a few facts that many folks do not know about business credit cards.
From my experience, people get more confused about business credit cards than any other type of credit cards. So today, I would like to clarify some myths about them in this post. Let’s begin.
Only businesses can get business credit cards – This is simply not true. Yes, th