You spend a lot of money to compensate your employees, but I bet you don’t get credit for a lot of what you spend. According to the Bureau of Labor Statistics Report “Employer Costs for Employee Compensation for the Regions, March 2010,” almost 30 percent of the total employee costs of average private employers are for the extra things that most employees don’t think about.

 

In order to make sure employees understand the complete value they receive from their employers, employers should consider showing employees their entire compensation package. Here is a list of the top 20 ways employers compensate their employees in addition to their regular salaries, wages and bonuses.

 

1. S

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In an attempt to help spur hiring and cut the unemployment rate, President Barack Obama on Monday pushed Congress to make the small-business bill a priority when it returns from summer break next month, the Associated Press reported.

The package of tax cuts and incentives intended to help small businesses is “fully paid for,” said Obama, who referred to Senate Republicans’ opposition to it as “partisan politics,” according to the wire-service story.

The administration plans to unveil a variety of new proposals designed to help the economy, according to the AP. Aside from the small-business package, the president is looking to spur the U.S.

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The least babied of all home surfaces has got to be the American driveway.  The most commonly installed driveway surface, made of gray-toned concrete, is a beautiful sight when it’s brand new.  Then comes life, and before long, sidewalk chalk and oil leaks have given your driveway personality.  But with a little effort, you can restore your concrete driveway’s new appearance and protect it from future dirt and stains.

Driveway Drainage Problems?

If rain sits in puddles on your driveway instead of running into the street, your concrete has settled into an insufficient foundation.  You’ll want to consult a concrete driveway professional to discuss your options.  Your driveway should slope upward from the road ¼ inch for every foot in length.  A 40-foot driveway should be 10 inches higher at the garage than at road level.

Removing Oil Stains

Sidewalk chalk washes away with a good rain, but oil stain removal takes some work.  DIYers might try this two-step method: Sprinkle cat litter or fresh sawdust on the oil stain and let it sit for two days before sweeping away.  This will remove surface grease.  Then, dust the stain with a layer of dry cement powder and let it sit for two more days to absorb the deeper layer of oil.  Be sure to check the weather before you do this.  If rain mixes with the cement powder, you could end up with a permanent cement patch.  Sweep powder into a bag and dispose.  You can also purchase oil-removal products designed for concrete, but these can possibly work too well – you’ll be trading black blotches for clean white ones.

Power Washing

The most effective way to uniformly clean your cement driveway is to have it power washed.  A professional will use the right equipment, water temperature and cleaning product to remove dirt and stains.  The Power Washers of North America can help you locate contractors near you.

Seal the Concrete Surface

One pro of a concrete surface is that it is extremely durable.  The downside is that it is also very absorbent.  Sealants should keep your clean driveway looking great for a long time.  Some sealants penetrate the surface to give invisible stain protection.  Others provide a surface barrier while also giving a glossy sheen, much as if the driveway were wet.  Still other options can enhance the plain gray, such as tinted concrete stains.  These stains are available with or without protective barriers.

The appearance of your driveway creates an impression about your home and way of life.  A well-kept driveway invites people into your home and can add value to your home investment.  How does your driveway shape-up?  To find out, take the curb appeal test.  Step out to your curb and take a long look at the front of your home.  In addition to making sure the grass is green (in season) and the front door is warm and inviting, pay special attention to the state of your driveway.  If your house doesn’t tell anyone that is driving by that it has been well maintained, invest in turning that around.  With mortgage rates at historic lows, a home refinance could provide the extra cash you need to make those needed updates.  With a little hard work, your home can make a great first impression – and a great first impression can go a long way when it comes time to sell your house.

In the past most people that were buying a home either did so alone or with a partner/husband, which was the traditional way of getting a first home. However, things have really changed over recent years, and these days many people cannot afford to buy a home on their own.

This means that many have had to look at alternatives when it comes to moving out from their parents or from rented accommodation and trying to get their foot onto the property ladder, and things aren’t always easy, particularly given the difficulties that many face when it comes to raising a deposit and getting a mortgage in the current financial climate.

One of the solutions that some people have considered is to get a mortgage out with a friend, whereby both friends – or a group – are all in on the mortgage and they buy the property between them. This

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Over 24 million American homeowners could benefit from lower rates

If you’ve been living under a rock for the past few weeks, I’ll let you in on something you might have missed: mortgage rates are at an astonishing low level – hovering in the 4% range. They’ve been holding like this for several weeks.

And yet last week the Census Bureau released tables from the 2009 American Housing Survey (AHS) that revealed surprising news. Rather than dig through the tables, allow me to break it down:

  • 113.5 million households in the US
  • 76.4 million owner-occupied homes
  • 24.1 million mortgages have interest rates above 6%. 

Repeat: 24.1 million US mortgages are above a 6% interest rate! When rat

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